:root{
  --ac-navy:#062B55;
  --ac-blue:#0066CC;
  --ac-text:#102A43;
  --ac-muted:#F4F7FA;
  --ac-line:#DCE5EF;
  --ac-white:#FFFFFF;
  --ac-success:#147A4B;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ac-text);background:#fff;line-height:1.55}
a{color:inherit}
img{max-width:100%;height:auto}
button,input,select,textarea{font:inherit}
.ac-container{width:min(1180px,88%);margin:0 auto}
.ac-header{background:var(--ac-navy);color:#fff;position:relative;z-index:20}
.ac-header__inner{width:min(1180px,88%);margin:0 auto;display:flex;align-items:center;gap:28px;min-height:76px}
.ac-logo{font-weight:800;letter-spacing:.06em;font-size:20px}
.ac-logo a{text-decoration:none}
.ac-logo img{max-height:46px;width:auto}
.ac-nav{margin-left:auto}
.ac-nav__list{display:flex;align-items:center;gap:22px;list-style:none;margin:0;padding:0}
.ac-nav__list a{text-decoration:none}
.ac-btn{display:inline-flex;align-items:center;justify-content:center;background:var(--ac-blue);border:1px solid var(--ac-blue);color:#fff;text-decoration:none;padding:14px 24px;border-radius:10px;font-weight:700;cursor:pointer}
.ac-btn:hover{filter:brightness(.96)}
.ac-btn--small{padding:10px 16px;font-size:14px}
.ac-btn--outline{background:transparent;border-color:rgba(255,255,255,.7)}
.ac-btn--light{background:#fff;border-color:var(--ac-line);color:var(--ac-navy)}
.ac-hero{background:linear-gradient(120deg,#062B55,#0B4C83);color:#fff;padding:96px 0}
.ac-hero h1{font-size:clamp(38px,6vw,72px);line-height:1.02;max-width:920px;margin:10px 0 20px}
.ac-kicker{text-transform:uppercase;letter-spacing:.12em;font-weight:800;font-size:12px;opacity:.82}
.ac-kicker--dark{color:var(--ac-blue);opacity:1}
.ac-lead{font-size:20px;max-width:720px}
.ac-lead--dark{color:var(--ac-text)}
.ac-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.ac-section{padding:72px 0}
.ac-section--muted{background:var(--ac-muted)}
.ac-section-head{display:flex;justify-content:space-between;align-items:end;gap:24px;margin-bottom:28px}
.ac-text-link{font-weight:700;color:var(--ac-blue);text-decoration:none}
.ac-feature-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.ac-card{background:#fff;border:1px solid var(--ac-line);border-radius:16px;padding:24px;box-shadow:0 10px 30px rgba(6,43,85,.06)}
.ac-reading{max-width:860px}
.ac-footer{background:var(--ac-navy);color:#fff;padding:38px 0}
.ac-footer__grid{display:grid;grid-template-columns:2fr 1fr;gap:30px}
.ac-footer__brand{font-size:20px;letter-spacing:.06em}
@media(max-width:900px){
 .ac-header__inner{flex-wrap:wrap;padding:16px 0}
 .ac-nav{order:3;width:100%;margin-left:0}
 .ac-nav__list{flex-wrap:wrap;gap:12px}
 .ac-feature-grid{grid-template-columns:1fr}
 .ac-section-head{align-items:start;flex-direction:column}
 .ac-footer__grid{grid-template-columns:1fr}
}